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Home > I'm not even gonna make an excuse this time...

I'm not even gonna make an excuse this time...

August 4th, 2009 at 03:46 pm

To state the obvious it's been a while.

I think I have a problem with committing to something and finishing it; perfect example...this blog. At first I started and it was fine...then I neglected it. *SIGH*

Well I used my Capital One credit card to go on TWO...yes TWO vacations. I haven't looked at the balance yet because I'm scared. Maybe it's $5000.00...I donno. *SIGH*

The upside is that it's the only large balance on a credit card. I have less than $50.00 I owe on my Macy's card and then my school loans.

I'm gonna work on my problem of long term commitment phobia by challenging myself to read lots and lots of classic books.
It will probably take years but that's the point. I want to take a large goal and break it up into small doable goals then move on. I will post the list as soon as I can and if there are any suggestions, it will be appreciated.

If I can do this I can apply the same principle to my money matters...large goal broken into small goals.

First goal bring my $9000.00 school loan to under $7000.00 and to bring Capital One to under $200.00.

3 Responses to “I'm not even gonna make an excuse this time...”

  1. creditcardfree Says:

    Your first step should be to face the amount you have in credit card debt. Once you know the total you can make concrete goals and steps to get where you are going.

    Good luck and welcome back!

  2. whitestripe Says:

    i was going to say the same: maybe concentrate on the debt, and THEN read the books Big Grin

  3. TryingHard Says:

    Thanks for the welcome. Yes I will concentrate on my debts first and then the books Smile

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