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Archive for August, 2009

Action Plan (in the making) and Wuthering Heights

August 12th, 2009 at 08:43 pm

I have taken a look at my credit card and its $3800.00. My goal is to get it back to $0 by the end of the year. So I will have to put $1000.00 towards it. Then I will tack my student loan which is currently $8400.00. I want to pay that off by May 2010. I will pay the minimum until December after which I will pay $1000.00 per month. Then I will take some of my savings to pay the remaining balance.

Today I paid the electrical bill: $63.94. I am trying to keep the bill around $60.00 or lower but my roommates seem to not care about saving electricity. Frown

Also in my last post I mentioned that I was making a reading list. It is suppose to help me learn to commit to task but it is also helping to enjoy one of my favorite free activities. I use to be passionate about reading and for a few years now I havent been into it. I want to get back into it because it will give me something to do that doesnt involve spending money since I am trying to save and pay my biggest bills.

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Well I finished my first book Wuthering Heights by Emily Bronte! If you dont know or dont remember the story and youre interested, here is a link to a synopsis: http://www.sparknotes.com/lit/wuthering/summary.html



Thoughts on the book:

Catherine Earnshaw knowingly set aside her feelings for someone she loved to pursue a more profitable (both in reputation and finances) future. Given that I did not grow up with money at my disposal I can understand why Catherine can make the decision to be with someone who isnt her true love.

Catherine Linton and Ellen Dean (nursemaid/housekeeper) angered me because they seemed so weak and foolish at times. I wished they acted with as much anger as I felt while reading the book. I really get into a good book ...I was yelling at the book when my roomate just shook her head and laughed at me. (haha)

I felt sorry for Hareton Earnshaw because he was a young Healthcliff in the sense that he began life at a disadvantage.

And now the best for last...Healthcliff, the villain; I felt the expected rollercoaster of emotions for this character. I was sorry for young Healthcliff because of his mistreatment as an adopted child. I hated the adult Healthcliff because he sought revenge for all who wronged him and hurt many people in the process but finally I was curious. I wish Emily Bronte wrote an entire novel about Healthcliff. I am intrigued by history of characters like Healthcliff because I dont believe that people do psychotic things just because. There's always some reason and usually it’s because of an event in their lives. I still have so many questions like where was he born and where did he come from? This information seems more pertinent at the end of his life when Ellen Dean describes his erratic behavior and facial contortions as that of a demon or imp. I will always wonder who is his family and what happened to him to make him react towards people in such harsh and cruel ways. Also how can someone so hateful love a woman with so much passion and devotion?

I really enjoyed the book and can see why it is a classic. Smile

I'm not even gonna make an excuse this time...

August 4th, 2009 at 03:46 pm

To state the obvious it's been a while.

I think I have a problem with committing to something and finishing it; perfect example...this blog. At first I started and it was fine...then I neglected it. *SIGH*

Well I used my Capital One credit card to go on TWO...yes TWO vacations. I haven't looked at the balance yet because I'm scared. Maybe it's $5000.00...I donno. *SIGH*

The upside is that it's the only large balance on a credit card. I have less than $50.00 I owe on my Macy's card and then my school loans.

I'm gonna work on my problem of long term commitment phobia by challenging myself to read lots and lots of classic books.
It will probably take years but that's the point. I want to take a large goal and break it up into small doable goals then move on. I will post the list as soon as I can and if there are any suggestions, it will be appreciated.

If I can do this I can apply the same principle to my money matters...large goal broken into small goals.

First goal bring my $9000.00 school loan to under $7000.00 and to bring Capital One to under $200.00.